Enterprise Risk Manager

Description

Position at Ant Group Introduction :

Ant International powers the future of global commerce with digital innovation for everyone and every business to thrive. In close collaboration with partners, we support merchants of all sizes worldwide to realize their growth aspirations through a comprehensive range of tech-driven digital payment and financial services solutions.Ant International strives to become the most trusted digital services connector to achieve sustainable growth of global commerce.With a focus on Travel, Trade, Technology, and Talent, Ant International is committed to enhancing the digital mindset and capacities of businesses worldwide. Through fostering collaborative efforts with partners, we are driving responsible innovation and increase market accessibility for global SMEs.We do so across our 4 key businesses : Alipay+, Antom, WorldFirst and ANEXT Bank.We are looking to hire a self-motivated and adaptable risk professional who will work closely with the wider business (operations and various functional key-stakeholders), as well as externally with auditors and regulatory bodies to support the achievement of business targets and objectives, to comply with and fulfil regulatory obligations and expectations.The ideal candidate will be confident, personable and detail oriented with solid organizational skills. They will be able to effectively and proactively exercise good judgment and partner with the business in a fast-paced environment. What you’ll do :

• Develop, update, and maintain the risk management framework for EMEA entities, focusing on key risks, controls, KRIs, policies, and reporting.
• Conduct Enterprise-Wide Risk Assessments (., RCSA, SIRA) and ensure proactive evaluation of risks and controls.
• Actively manage prudential risks such as liquidity, capital adequacy, and financial resilience of regulated entities, ensuring alignment with European frameworks (PSD2, MiCA, EMD) and local regulations in Luxembourg and the Netherlands.
• Monitor emerging risks, regulatory changes (., PSD2, MiCA, EMD), and industry trends, ensuring compliance with local and European frameworks.
• Act as the second line of defense, challenging risk assessments, control adequacy, and metrics across areas like AML, Anti-Fraud, Regulatory Reporting, Consumer Protection, and Business Continuity.
• Promote a strong risk culture, delivering training and workshops to build awareness across all levels.
• Provide actionable risk analysis reports and recommendations to senior management.
• Manage risk registers, Risk Management Committees, and responses to incidents, ensuring remediation where needed.
• Offer risk expertise for new products, services, and business initiatives.

What we’re looking for :